Support Financial Literacy Education

AAA Fair Credit Foundation (FCF) invites you to become partners in our mission to ensure all Americans have the skills and resources necessary to achieve their financial goals and dreams. By partnering with FCF, your organization can transform the financial futures of those closest to you and your community. FCF offers unique programs and services to help your constituents achieve financial stability. FCF is supported primarily by generous corporate and individual donations, sponsorships and grants. Your tax-deductible contribution will allow more people to improve their long-term financial stability.

Historically, charitable contributions from creditors enabled us to provide education services – financial counseling, education workshops, or general community awareness – free of charge. Substantial reductions in contributions from participating creditors has compelled us to seek other sources of funding to support the delivery of expanded services.

We need your help to ensure that those who are unable to pay for our services have immediate access to personal one-on-one counseling and education. Seventy-five percent of our clients are working to re-establish their finances after a life event such as a job loss, death, divorce, illness or other event out of their control. When families are in the midst of a life change such as those noted above, getting a handle on the finances is often a big piece of the solution that will help the family begin to rebuild their lives.

Donations help individuals find solutions and avoid bigger financial problems. Donations are tax deductible as allowed by the I.R.S. FCF is exempt under Section 501(c)(3) of the Internal Revenue Code.

Every year, we help thousands of individuals and families find solutions to complicated financial problems by meeting with a certified counselor that helps them seek options and learn new financial management skills.Last year alone, over 25,000 individuals and families received one-to-one personal financial counseling and education, an increase of over 100%. That includes young families facing eviction, elderly homeowners facing foreclosure, men and women of all ages who have lost their jobs and are struggling to meet their financial obligations, and providing financial literacy education for youth. FCF offers realistic solutions and hope to individuals and families dealing with all types of financial hardship situations.

For every $250 contributed, FCF

• Counseled two families to budget or
• Helped two families keep their homes or
• Taught a financial literacy class to 25 people

90 Minute Financial Counseling Session
      Salary: 1.5 hours @ $20/hour = $30
      Benefits: 1.5 hours @ 35% of Salary = $15.85
      Facilities: $200/person/month (172 hours) = $1.75
      Office Material/Computers/Utilities: $150/person/month (172 hours) = $1.15
      Administration/Scheduling: 8 minutes @ $12 hour = $1.60
      Printing/Mailing/Administration: $2.00
      Insurance/Bonding/Compliance: $10/client
      TOTAL COST: $62.35

As you can see the cost for providing a 90 minute personal financial counseling session costs over $60 and the demand for our services continues to increase. Financial Institutions who were once major contributors to our services have drastically reduced their financial contributions. Your donation will allow us to provide free counseling and education programs to more individuals and families in need and will help create a brighter financial future in the fight against poverty and debt.

• $3,250 = 50 hours of counseling
• $1,300 = 20 hours of counseling
• $520 = 8 hours of counseling
• $260 = 4 hours of counseling
• $65 = 1 hour of counseling

Major Contributors

ADVANTA BANK AMERICAN EXPRESS CCD ASPIRE VISA ASSOCIATES CAPITAL BANK OF AMERICA BANKFIRST BANK ONE BEST BUY CAPITAL ONE CAPMARK BANK CENTENNIAL BANK CHASE CITIGROUP COMPASS BANK DANIELS FUND DILLARDS DISCOVER CARD EMERGE FANNIE MAE FIRST CONSUMERS NATIONAL BANK FIRST FINANCIAL BANK FIRST NATIONAL BANK OF OMAHA FIRST PREMIER BANK FLEET FREDDIE MAC GE CAPITAL FINANCIAL GE MONEY BANK GM CARD/HOUSEHOLD GOLDMAN SACHS HSBC GOLDMAN SACHS JC PENNEY KOHLS LEHMAN BROTHERS LOWES

MACYS MBNA MERRICK BANK MERRILL LYNCH BANK MERVYNS METRIS MORGAN STANLEY BANK NAVY FEDERAL CU PEOPLES BANK PROVIDIAN RC WILLEY TARGET OFFICE OF COMMUNITY SERVICES PITNEY BOWES BANK STATE FARM TRANSPORTATION ALLIANCE BANK UARHOF UBS USAA FEDERAL SAVINGS BANK UNITED WAY OF SALT LAKE U.S. BANK US BANCORP UTAH LEAGUE OF CREDIT UNIONS WAL-MART WAMU WELLS FARGO WORLD FINANCIAL CAPITAL BANK WRIGHT EXPRESS FINANCIAL SERVICES ZIONS BANK

In-Kind Donors

ARMSTRONG MANSION BLUE BOUTIQUE BOONDOCKS BRIGHTON SKI RESORT COFFEE GARDEN COLD STONE CREAMERY COVERLOOK PHOTOGRAPHY DOMINO'S PIZZA EINSTEIN'S BAGELS ENGLISH GARDEN FLORAL ACCENTS FRITO LAY GASTRONOMY GRANNY B'S COOKIES HALE CENTER THEATRE HIRES BIG H HOLLYWOOD TAN

JAMBA JUICE JUNGLE JIM'S KENCRAFT LEATHERBY'S CREAMERY LONE STAR MARIE CALENDARS MARRIOTT HOTEL MELON PATCH MEMORIES ORCHARD LANES PAPA JOHN'S PEBBLE BROOK GOLF COURSE CREMIES REAL SALT LAKE TOASTERS RAGING WATERS SALT LAKE BEES UTAH GRIZZLIES HOCKEY VEDA ON-SITE CHAIR MASSAGE

Your donations will help support our educational programs which, in and of themselves, are not self-supporting, yet are critical to the financial well-being of entire communities.

If there is an error in your name as shown or if your name is not listed above, please email info [@] faircredit [dot] org or call 1-800-351-4195.

100% of your tax-deductible donation will help FCF maintain operational efficiency to provide our financial literacy education programs and services.

If you represent a grant-making organization, and you believe our programs and services may align with your funding priorities, please contact our resource development team at 800-351-4195. If you wish to send us your donation by check, please send to:

        AAA Fair Credit Foundation
        Attn: Resource Development
        PO Box 3808
        Salt Lake City, UT 84110

If you would like information about bequests, deferred giving, or gifts of stock, please contact our resource development team at 800-351-4195.

Even if you are not ready to make a contribution today, you can help support our mission by referring your family, friends and neighbors. Tell a Friend

For more information contact us at 800-351-4195. Thank you for supporting AAA Fair Credit Foundation!