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"How is your credit?" Calculator

Simply select the most appropriate answer for each of the questions below and we will give you a quick evaluation of your Credit.


1. Do you own your home?
2. How many years have you been at your current address?
3. What is your current yearly income?
4. Do you have a checking account, savings account or both?
5. How many credit accounts do you have? (credit cards, auto loans, installment debt, etc.)
6. When did you last miss a loan or credit card payment?
7. Have you ever had any of the following? (bankruptcy, suits, liens, wage attachments, collection items, judgements, etc.)
8. Are you currently past due on any accounts?
9. How many of your credit card accounts currently have a balance?
10. How much of your credit limit does your balance represent?
11. On your existing credit card accounts, do you pay off the balance every month?
12. How long ago did you get your first loan? (ex: credit card, car loan, etc.)
13. How many times have you applied for credit in the last 6 months?


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