When was your last financial check-up?
Are you confused or overwhelmed on how to effectively manage your money because there is no one-size-fits-all instruction manual? You're not alone. Find out what your financial situation looks like right now! Personal Financial Stability Survey

Actors, executives, and professional athletes all use personal coaches to stay at the top of their game. To truly understand your relationship with money, you need a financial coach to help you establish a sound financial future.

AAA Fair Credit Foundation’s (FCF) Personal Financial Coaching Program, is staffed with Certified Credit Counselors who are not compensated by commissions or dollars earned from selling products or investment advice. From developing a spending plan you can live with to improving your credit score, your Coach is ready to work with you issue by issue, as you need it or to develop a strategy around several topics to navigate your financial journey.

Why Wait? See For Yourself!
Because most people have not discovered how exciting it is to have their own personal financial coach, we offer a FREE, no-obligation, no-pressure initial evaluation with a certified financial coach who will assess your spending, borrowing, saving and credit situation and help you determine whether coaching is right for you.

The 12-week Personal Financial Coaching Program includes the following:

• Confidential analysis of finances and debts
• Evaluation of current credit standing
• Establishing goals to accomplish financial objectives
• Planning and prioritizing a spending plan/budget
• Debt elimination strategies
• Weekly check-up call
• ConsumerCents Personal Financial Education Guide
• Monthly e-Newsletter
• The help and motivation of a personal financial coach

FAQs

What can I expect when I start the coaching program?
Your coach will spend approximately 30-45 minutes assessing your particular financial situation. The way that you learn will be evaluated along with your specific needs, goals, and most pressing financial problems. Your coach will then set up a specific coaching schedule with you designed to fit your lifestyle. Both you (and your spouse or partner) and will sign a Coach/Client Engagement Agreement.

How do I sign up?
Take the first step toward a better tomorrow by calling 1-800-351-4195 and requesting a FREE, no-obligation, no-pressure initial coaching evaluation with a Certified Financial Counselor who will help you determine whether coaching is right for you.

Should I include my spouse/partner in the coaching experience?
Yes, if you are married, engaged, or share finances with a partner, FCF recommends that you include your partner in the coaching program. The coaching program is designed to address emotional issues surrounding money and cannot properly help individuals and families apply the program unless both partners are involved and fully committed.

What results can I expect?
On average, participants increase their knowledge, improve their overall financial situation, lower their daily stress levels, lower their debt load, and increase their savings. The long-term results are endless.

What does the program cost?
There is a $125 tuition fee for the complete 12-week coaching program.

What length of time must I commit to receive coaching?
The coaching program is a 12-week program. It takes at least this much time to set up a working relationship with your coach and to follow the principles for getting spending and borrowing under control and maximizing savings.

How much time will be required to receive coaching?
Coaching sessions usually last between 30-45 minutes. Assignments and specific tasks to be completed may take further time to complete. FCF recommends beginning coaching when you can devote uninterrupted time to getting your financial life in order.

Why do I need a financial coach if I already have a financial planner?
Financial advisors and planners are paid to give people advice about investing, retirement, estate planning, etc. A personal financial coach teaches you how to be more efficient with the money you already make, showing you how to spend, save, and reduce debt. A coach will help you establish your own plan, while a financial advisor usually creates a dependent relationship that forces you to rely on them for information, rather than teaching you correct principles that you can then use to govern your own financial life. A financial coach encourages you to be accountable and responsible for your own financial decision making, while a financial advisor expects to be paid to take responsibility for what happens to your money. The goal of a financial coach is to develop an educated client, one who can see what his or her values are.