Financial Counseling Services |
| Initial Financial Counseling Session | Free |
Debt Management |
| Set-up / Monthly administration | Fees vary by State |
| Photocopies for personal use | 25 cents per copy |
| Replacement copy of DMP file | Free |
| Client/creditor history summary | Free |
Lender requirements (payment history, etc) for loans
(Lender letters will be processed and available within 3 business days after receipt of written client authorization to release information) | free |
| Non-Sufficient Funds Returned Payment | $25 |
Credit Report Coaching |
| Credit Report Review | $35 ($15 for copy of credit report) |
Identity Theft Solutions |
| Identity Theft Solutions (counseling, credit report and the ID Theft Recovery guide) | $75 |
Individual Development Accounts (IDAs) |
| Individual Development Accounts (IDAs) | Free (Some circumstances may warrant an application processing fee. A fee for online money-management training may apply.) |
Housing Counseling |
| Foreclosure Prevention / Loss Mitigation Counseling | Free |
| Reverse Mortgage Counseling (HECM) | $125 per household |
| Pre-Purchase Counseling/Education | $15 per household |
| Post-Purchase Counseling/Education | $15 per household |
| Rental Counseling | Free |
Financial Education Solutions |
| 13-week Personal Financial Coaching Program | $125 |
| (includes a personal financial and credit report assessment, ConsumerCents Personal Finance Guide book, monthly newsletter) |
| Second Chance Checking Workshop | $40 |
| ConsumerCents® Personal Finance Education Guide | $12.95 (+ shipping) |
| ConsumerCents® Personal Finance Education Guide (downloadable format) | Free |
| ConsumerCents® Personal Finance Education Modules | $3.50 each (+ shipping) |
| (Setting Financial Goals, Spending Plans, Organizing Personal & Financial Records, Checking Accounts, Credit Reports, Debt-to-Income Ratio,
Holiday Spending, Identity Theft, Buy or Lease a Car, Bankruptcy) |
| ConsumerCents® Personal Finance Education Modules (downloadable format) | Free |
| (Setting Financial Goals, Spending Plans, Organizing Personal & Financial Records, Checking Accounts, Credit Reports, Debt-to-Income Ratio,
Holiday Spending, Identity Theft, Buy or Lease a Car, Bankruptcy) |
| Monthly e-Newsletter | Free |
Employer Assistance Program |
| Financial Education to employers/for-profit businesses | $200 per hour |
| Financial Education seminars to non-profit organizations | $100 per hour |
| (fees vary based on annual revenue) |
| Customized Workshops tailored to a particular group/demographic | variable/negotiable |
Other Educational Products |
| Joey Learns to Save (children’s activity book) | $3.50 (+ shipping) |
| Joey Learns to Save (downloadable format) | free |
| Moonjar (Save, Spend, Share moneyjar) | $14 |