Financial Counseling Services |
| Budget and Credit Counseling (in-person or by phone, includes re-counseling) | free |
| Debt Management Plan Administration (DMP) | Set-up and monthly fees vary by State |
| DMP Administrative Services |
| Photocopies for personal use | 25 cents per copy |
| Replacement copy of DMP file | free |
| Client/creditor history summary | free |
Lender requirements (payment history, etc) for loans
(Lender letters will be processed and available within 3 business days after receipt of written client authorization to release information) | free |
| Non-Sufficient Funds Returned Payment | $25 |
| Reinstatement Fee (after 12 months of inactivity) | $15 |
Credit Report Review Session (includes counseling and copy of credit report) | $35 (+ $15 for copy of credit report) |
Identity Theft Solutions |
| Identity Theft Counseling (counseling, credit report and the ID Theft Recovery guide) | $75 |
Asset-Building – Individual Development Accounts (IDAs) |
| Individual Development Accounts (IDAs) | free (Some circumstances may warrant a processing transaction fee. A fee for online money-management training may apply.) |
Housing Solutions |
| Default and Foreclosure Counseling | free |
| Pre-Purchase Counseling | free |
| Post-Purchase Counseling | free |
| Rental Counseling | free |
| Reverse Mortgage Counseling | free |
Personal Finance Education |
| 13-week Financial Coaching Program | $125 |
| (includes the ConsumerCents Personal Finance book, monthly Keep Your Change newsletter) |
| Second Chance Checking Education Workshop | $40 |
| ConsumerCents® Personal Finance Education Guide | $12.95 (+ shipping) |
| ConsumerCents® Personal Finance Education Guide (downloadable format) | free |
| ConsumerCents® Personal Finance Education Modules | $3.50 each (+ shipping) |
| (Setting Financial Goals, Spending Plans, Organizing Personal & Financial Records, Checking Accounts, Credit Reports, Debt-to-Income Ratio,
Holiday Spending, Identity Theft, Buy or Lease a Car, Bankruptcy) |
| ConsumerCents® Personal Finance Education Modules (downloadable format) | free |
| (Setting Financial Goals, Spending Plans, Organizing Personal & Financial Records, Checking Accounts, Credit Reports, Debt-to-Income Ratio,
Holiday Spending, Identity Theft, Buy or Lease a Car, Bankruptcy) |
| First-Time Homebuyer Workshop | no fee |
| Monthly e-Newsletter | no fee |
Community Outreach & Workplace Education |
| Presentation of existing financial wellness workshops to corporations/for-profit businesses | $500 per hour ($100 deposit to hold date) |
| Presentation of existing financial wellness workshops to non-profit organizations | $75-325 per hour |
| (fees vary based on annual revenue, $50 deposit to hold date) |
| Customized workshops | variable/negotiable |
Other Educational Products |
| Joey Learns to Save (children’s activity book) | $3.50 (+ shipping) |
| Joey Learns to Save (downloadable format) | free |
| Moonjar (Save, Spend, Share moneyjar) | $14 |