Message from the President and CEO

It is my distinct pleasure to serve as President and CEO of AAA Fair Credit Foundation (FCF) where we make life better one individual at a time. Currently there are many threats to the financial security of American households - high levels of consumer debt, personal savings is down, unemployment is rising, and economic growth is slowing, Combine these four and you have a recipe for increased bankruptcies as more and more consumers find themselves over extended. We strive daily to help consumers strengthen themselves with the necessary knowledge to understenad the fundamental rules of financial responsibility.

Today's financial services industry is extremely diverse and complex. The application of new technologies, data security, and financial innovations has contributed to the development of a robust and highly competitive consumer finance marketplace. Financial education is essential to helping consumers make well-informed and beneficial decisions that enhance their financial positions and enhance efficiencies in the consumer financial marketplace. FCF's goal is to serve as a resource for people of all ages and backgrounds to help them manage their money wisely and empower them to advance their financial skills into action.

A strategic mission and vision does not necessarily define a company’s success - its people do. I'm impressed daily by the depth of talent, passion, and committment exhibited by the FCF team. Our approach and philosophy fosters an environment that enables strategic thinking and creativity to ensure that independent thought and input from all levels of the organization are used to measure positive outcomes.

FCF has reached many significant milestones - obtaining and maintaining ISO 9001:2000 certification, 2004 Utah Best of State Winner, award from the Internal Revenue Service for Outstanding Community Service, United Way of Salt Lake’s 2006 President’s Award for Excellence, and recipient of the 2008 Alfred P. Sloan award for Business Excellence in WOrkplace Flexibility. These recognition awards demonstrate our ongoing commitment to solve community problems.

Promoting responsible fiscal attitudes and behaviors has generated increased community awareness of our services and delivery access channels. A member of a financially healthy household learns better and works better; they will contribute to the overall financial strength of a community, rather than drain its resources. We are sincerely grateful to our many partners and stakeholders who provide the necessary funding to help us sustain our mission.

I encourage you to become acquainted with our purpose, mission, vision and resources.

Sincerely,

Preston Cochrane,
President and CEO