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<pubDate>Thu, 02 Sep 2010 11:46:04 -0700</pubDate>
<lastBuildDate>Tue, 10 Jun 2003 09:41:01 GMT</lastBuildDate>
<webMaster>info@faircredit.org</webMaster>
<ttl>30</ttl>
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<title>The dark side of loan-modification assistance - 8/27/2010</title>
<description><![CDATA[A reader writes: I am currently working temporarily for a <a href=clicked.asp?ID=356 target="_blank" >loan-modification law firm</a>. I use the words "law firm" loosely. It is more of a call center filled with cubicles and salesmen calling themselves case representatives and paralegals.
]]></description>
<pubDate>Fri, 27 Aug 2010 16:10:01 -0700</pubDate>
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<title>Preparing to live with less - 8/19/2010</title>
<description><![CDATA[Many people don't even want to look at how they can cut back on spending because they're afraid of how hard their <a href=clicked.asp?ID=355 target="_blank" >financial diet </a>will be. ]]></description>
<pubDate>Thu, 19 Aug 2010 09:08:37 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=355]]></link>
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<title>New Rules for Gift Cards Effective Aug 22 - 8/13/2010</title>
<description><![CDATA[New Federal Reserve rules provide important <a href=clicked.asp?ID=354 target="_blank" >protections</a> when you purchase or use gift cards.]]></description>
<pubDate>Fri, 13 Aug 2010 10:59:57 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=354]]></link>
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<title>New Credit Card Rules Effective Aug 22 - 8/13/2010</title>
<description><![CDATA[More new rules from the Federal Reserve mean more <a href=clicked.asp?ID=353 target="_blank" >new credit card protections </a>for you. This set of rules is the latest in a series of regulations that implement the Credit Card Accountability, Responsibility, and Disclosure Act (the Credit Card Act). ]]></description>
<pubDate>Fri, 13 Aug 2010 10:37:21 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=353]]></link>
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<title>New Overdraft Rules for ATM and Debit cards - 8/13/2010</title>
<description><![CDATA[<a href=clicked.asp?ID=352 target="_blank" >New Federal Reserve rules</a> give debit and ATM card users additional options regarding overdrafts. In the coming months, banks, credit unions, and other financial institutions must offer you the ability to make decisions about overdrafts for transactions made with your debit or ATM cards. ]]></description>
<pubDate>Fri, 13 Aug 2010 10:33:57 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=352]]></link>
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<title>The Association of Credit Counseling Professionals Supports New FTC Rules Aimed at Cleaning up the Debt Settlement Industry - 8/12/2010</title>
<description><![CDATA[The <a href=clicked.asp?ID=351 target="_blank" >Association of Credit Counseling Professionals</a> (ACCPros), the fastest growing trade association serving the credit counseling industry, supports the recently issued Federal Trade Commission Rule (FTC Rule) intended to curb abusive practices in the debt settlement industry. ]]></description>
<pubDate>Thu, 12 Aug 2010 11:08:54 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=351]]></link>
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<title>Utah bankruptcy on the rise - 8/2/2010</title>
<description><![CDATA[<a href=clicked.asp?ID=350 target="_blank" >Utah bankruptcy filings</a> are up by 31 percent from a year ago. The number of Utahns seeking debt relief has grown to 8,942 in the first six months of 2010, as compared with 8,942 in the same period of 2009. Experts say the continued housing slump, unemployment rate, and years of consumer debt are to blame, but they also say too many people are acting too fast when seeking protection for Chapter 7 and Chapter 13.]]></description>
<pubDate>Mon, 02 Aug 2010 23:44:46 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=350]]></link>
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<title>Concepts teens should learn along with their first job - 7/29/2010</title>
<description><![CDATA[One thing parents should do when their teen lands their first job is go over their first pay stub with their child. This conversation could be a big building block for parents trying to teach one of <a href=clicked.asp?ID=349 target="_blank" >five key concepts</a> that parents need to teach kids during their first summer job. ]]></description>
<pubDate>Thu, 29 Jul 2010 11:30:45 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=349]]></link>
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<title>Utah bankruptcies soar 31 percent in the first half of 2010  - 7/29/2010</title>
<description><![CDATA[The lull in <a href=clicked.asp?ID=348 target="_blank" >Utah bankruptcies</a> that began in 2005 when a new law made it harder for consumers to declare themselves insolvent appears about over.]]></description>
<pubDate>Thu, 29 Jul 2010 10:28:23 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=348]]></link>
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<title>Divorce, disease and desire torpedo finances - 7/2/2010</title>
<description><![CDATA[Divorce, illness, job loss, student loans and just wanting things seem to be the major torpedoes sinking family finances for many of the women who have applied for Deseret Media Companies' <a href=clicked.asp?ID=347 target="_blank" >financial makeover</a>.]]></description>
<pubDate>Fri, 02 Jul 2010 11:32:40 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=347]]></link>
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<title>Experts say you don't have to pay for credit protection - 6/28/2010</title>
<description><![CDATA[Many consumers turn to <a href=clicked.asp?ID=346 target="_blank" >credit monitoring services</a> to ensure their credit is safe -- but some people may be buying this protection when they don't need it.]]></description>
<pubDate>Mon, 28 Jun 2010 10:14:01 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=346]]></link>
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<title>Debt free: Experts help you manage your money - 6/21/2010</title>
<description><![CDATA[Today, the "<a href=clicked.asp?ID=345 target="_blank" >Imagine a Happier You</a>" campaign launches with a website that offers loads of great financial advice, links, calculators and other tools to help everyone -- but especially women -- learn about money and how to take control of their finances, from the intricacies of budgeting to debt elimination and retirement planning]]></description>
<pubDate>Mon, 21 Jun 2010 09:35:38 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=345]]></link>
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<title>Kick Start Your Savings: The Emergency Fund - 6/18/2010</title>
<description><![CDATA[Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially. That's because maintaining emergency savings of $500 to $1,000 allows you to easily meet unexpected financial challenges such as a car repair or medical bill and avoid high interest, short-term loans. <a href=clicked.asp?ID=344 target="_blank" >Get started now</a>!]]></description>
<pubDate>Fri, 18 Jun 2010 09:34:13 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=344]]></link>
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