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<title>AAA Fair Credit Foundation - Credit and Debt Blog</title>
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<pubDate>Thu, 02 Jul 2009 21:55:14 -0700</pubDate>
<lastBuildDate>Tue, 10 Jun 2003 09:41:01 GMT</lastBuildDate>
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<title>Study: Bankruptcy Rates Reflect Policy, Not People - 6/23/2009</title>
<description><![CDATA[What do <a href=clicked.asp?ID=311 target="_blank" >high bankruptcy rates</a> in states like Tennessee and Utah tell us about the people that live in those places? Not much, according to a new 50-state bankruptcy study published in the Journal of Law and Economics.]]></description>
<pubDate>Tue, 23 Jun 2009 10:28:03 -0700</pubDate>
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<title>Foreclosures grind on as lenders fail to modify loans - 6/19/2009</title>
<description><![CDATA[The Obama administration's $75 billion program to <a href=clicked.asp?ID=309 target="_blank" >reduce foreclosures</a> has been beset by backlogs and delays, leading many overstretched homeowners to complain about unreturned phone calls and inaccurate information from lenders, while others say they were denied help for reasons that weren't clear.]]></description>
<pubDate>Fri, 19 Jun 2009 13:38:40 -0700</pubDate>
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<title>Credit Bailout: Issuers Slashing Card Balances  - 6/16/2009</title>
<description><![CDATA[Credit card companies are increasingly doing something they have historically scorned: <a href=clicked.asp?ID=308 target="_blank" >settling accounts</a> for substantially less than the amount owed.
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<pubDate>Tue, 16 Jun 2009 18:08:59 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=308]]></link>
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<title>Learning to navigate today's credit landscape - 6/15/2009</title>
<description><![CDATA[In the wake of the economic turmoil caused by the mortgage meltdown, a <a href=clicked.asp?ID=307 target="_blank" >credit crisis</a> was born. Now getting a credit card or mortgage is harder than it's been for decades, and analysts warn it will probably remain that way for the foreseeable future. 
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<pubDate>Mon, 15 Jun 2009 10:50:04 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=307]]></link>
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<title>Learning to navigate today's credit landscape - 6/15/2009</title>
<description><![CDATA[In the wake of the economic turmoil caused by the mortgage meltdown, a <a href=clicked.asp?ID=306 target="_blank" >credit crisis</a> was born. Now getting a credit card or mortgage is harder than it's been for decades, and analysts warn it will probably remain that way for the foreseeable future. 
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<pubDate>Mon, 15 Jun 2009 10:49:39 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=306]]></link>
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<title>Financial expert explains different ways of getting out of debt - 6/2/2009</title>
<description><![CDATA[A study for the Harvard Business Review says the average American family could <a href=clicked.asp?ID=305 target="_blank" >get out of debt</a> in 16 months as long as they don't spend any money on any other expense. But is there such a thing as a bad way to <a href=clicked.asp?ID=305 target="_blank" >get out of debt</a>? ]]></description>
<pubDate>Tue, 02 Jun 2009 10:23:50 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=305]]></link>
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<title>Four ways consumers could take a hit from new card rules - 5/19/2009</title>
<description><![CDATA[Washington is expected to wrap up work this week on legislation that would curb credit-card practices decried by some as predatory and anticonsumer. But the credit-card industry is warning that <a href=clicked.asp?ID=299 target="_blank">new rules</a> could backfire on consumers in a number of ways.]]></description>
<pubDate>Tue, 19 May 2009 14:13:49 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=299]]></link>
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<title>Debt Settlement Can Hurt MoreThan Help - 5/19/2009</title>
<description><![CDATA[The companies' ads are plastered across TV and radio, offering to "<a href=clicked.asp?ID=298 target="_blank">cut your debt in half</a>" and other fantastic-sounding promises. While the commercials sound enticing, many consumers are hurt by the providers.]]></description>
<pubDate>Tue, 19 May 2009 10:37:28 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=298]]></link>
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<title>Give your family a $3,000 raise - 4/9/2009</title>
<description><![CDATA[A <a href=clicked.asp?ID=297 target="_blank">few tricks</a> could save you a ton of money, if you are willing to make a few adjustments.]]></description>
<pubDate>Thu, 09 Apr 2009 15:22:40 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=297]]></link>
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<title>Utah bankruptcies soar 56 percent from a year ago - 4/9/2009</title>
<description><![CDATA[<a href=clicked.asp?ID=296 target="_blank">Bankruptcy filings</a> in Utah soared during the first three months of 2009 -- a sign the weakening economy is exacting a bitter toll on the finances of thousands of the state's residents]]></description>
<pubDate>Thu, 09 Apr 2009 08:46:33 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=296]]></link>
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<title>High debts in good times bite back Utahns in recession - 3/5/2009</title>
<description><![CDATA[Like everyone else, Utah consumers got caught up in the <a href=clicked.asp?ID=295 target="_blank">wealth effect</a> of the recent stock market and housing bubbles. They responded by increasing their credit card debt and taking out home equity loans so they could spend more. 

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<pubDate>Thu, 05 Mar 2009 10:15:00 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=295]]></link>
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<title>Beware of tax bite that may follow debt resolution - 2/13/2009</title>
<description><![CDATA[Consumers who thought they'd seen the last of their financial problems when they negotiated with credit card issuers or debt collectors to pay off a portion of their outstanding debts are finding their <a href=clicked.asp?ID=294 target="_blank">money woes</a> may be far from over.]]></description>
<pubDate>Fri, 13 Feb 2009 12:18:58 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=294]]></link>
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<title>Don't take the refund anticipation loan bait - 2/9/2009</title>
<description><![CDATA[When money's tight, a quick cash infusion is hard to resist. That's why <a href=clicked.asp?ID=293 target="_blank">tax refund anticipation loans</a> (RALs) continue to lure consumers -- 8.7 million of them in 2007, according to figures from the Internal Revenue Service -- even though they come with a hefty price of excessive fees and surcharges.]]></description>
<pubDate>Mon, 09 Feb 2009 10:49:51 -0700</pubDate>
<link><![CDATA[http://dev.faircredit.org/aaablog.asp?BID=293]]></link>
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