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PERSONAL FINANCE BLOG
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Friday, October 10, 2008Far from Wall Street, Utahns lose jobs, savings, access to creditPeople who provide service for low- to moderate-income families are seeing plenty of Utahns affected by the trickle-down effect of the housing and financial crisis. Preston Cochrane - 10/10/2008 10:35:39 AM Friday, October 03, 2008Emergency Family Finances: Part 2Money managers say there are things most people can do right away to put themselves in a better financial position. Preston Cochrane - 10/3/2008 10:31:50 AM Thursday, October 02, 2008Emergency Family Finances: Part 1Many who are working are making a lot less money right now and subprime mortgages and big consumer debt are hovering over a lot of households locally. Preston Cochrane - 10/2/2008 12:30:18 PM Thursday, September 25, 2008Credit crisis moves from Wall Street to Utah's Main StreetWith the credit market the way it is and with more credit card companies tightening in terms of the risk and who they will offer credit to, not only will it increase the cost of credit but it also limits the ability for the lower income families to obtain credit. Preston Cochrane - 9/25/2008 8:28:45 PM Monday, September 22, 2008Will the Rescue Package Protect Your Savings?The president and the U.S. Treasury want to take $700 billion and shore up the nation's sagging financial system, using the money mostly to buy up mortgage assets that are weighing down the balance sheets of our top institutions. At the moment, there's no money in there for you. Preston Cochrane - 9/22/2008 11:01:54 AM Friday, September 05, 2008Student Loans Under FireThe outlook is bleak for those fresh-faced college kids trying to get ahead because many of them will not be able to get student loans this year. Preston Cochrane - 9/5/2008 5:17:53 PM Monday, June 30, 2008Stress over debt taking toll on healthWhen people are dealing with mountains of debt, they're much more likely to report health problems according to an Associated Press-AOL Health poll. Preston Cochrane - 6/30/2008 3:01:40 PM Sunday, May 18, 2008The best financial advice everMoney experts share the best nuggets of financial wisdom they have ever received. Preston Cochrane - 5/18/2008 10:37:31 AM Monday, April 14, 2008Not all credit scores are created equalYou may think you know your credit score, but it's a number that changes more rapidly than many consumers realize. Preston Cochrane - 4/14/2008 10:39:56 AM Friday, April 04, 2008Money worries may hinder tax rebate spendingInstead of splurging on a big-screen TV or other indulgence, many readers said they plan to use the money to pay off debt, pay other tax bills or budget for higher expenses like food or gasoline. Preston Cochrane - 4/4/2008 10:58:47 PM Don't let bad habits suck up your budgetThe economic stimulus check can be a big help in getting your budget on track, if you use it wisely. And "wisely" will mean different things for different people. Preston Cochrane - 4/4/2008 10:03:00 AM Wednesday, April 02, 2008Four ways to save gas moneyPrices at the gas pump are hitting record highs nearly every day and are expected to top the $4 mark this summer. But don't let $80 fill-ups pump the fun out of your warm, sunny days. Preston Cochrane - 4/2/2008 4:10:23 PM Monday, March 10, 2008Too Much Debt? Too BadUntil recently card issuers often agreed to ratchet down interest rates permanently, to as low as 0%, for those working with credit counselors. But now some credit-card companies are balking and won't cut rates below 17.9%. Preston Cochrane - 3/10/2008 11:41:27 PM Friday, February 29, 2008More Americans using credit cards to stay afloatAcross the nation, credit counselors are reporting the same trend. Credit bureau analyses of consumer payment data show that financially squeezed borrowers have begun paying their credit card and car bills before their mortgages. Preston Cochrane - 2/29/2008 10:00:04 AM Friday, February 08, 2008Spotting Credit Repair, Counseling ScamsMore and more consumers are turning to credit counseling and credit repair agencies for help getting out from under a mountain of accumulated credit card debt. While some are legitimate, says Early Show money maven Ray Martin, others are only out to fleece you. How can you tell one from another? Preston Cochrane - 2/8/2008 3:31:16 PM Monday, January 28, 2008Students May Get Financial EducationSB61 would create an optional K-12 financial literacy track that would familiarize students with the facts of finances and arm students with skills to help them sidestep pitfalls like bankruptcy, foreclosure and identity theft down the road. Preston Cochrane - 1/28/2008 3:06:32 PM Tuesday, January 15, 2008How to help your parents get their financial house in orderWhen does it make sense to search for a planner for your parents? Problem is, the majority of Americans wait until a crisis or retirement hovers over them to take action. Preston Cochrane - 1/15/2008 2:50:20 PM Friday, January 04, 200851 Ways to Save Hundreds on Loans and Credit Cards51 simple strategies, practical tips and other guidance that can help you save hundreds, if not thousands, of dollars. Preston Cochrane - 1/4/2008 5:55:43 PM Wednesday, January 02, 2008Credit card issuers sock late payers with 30% plus default ratesFaced with mounting account delinquencies, major U.S. banks are penalizing credit-card customers late on payments by hiking their accounts to maximum default interest rates of 30% and more - even those with good credit records. Preston Cochrane - 1/2/2008 11:49:13 AM Talking About Money Is So Hard. Now Do It.Nothing could be bigger when it comes to solving the financial problems that divide so many of us. If couples could only learn to communicate about this most personal of topics, their lives would be filled with so much less conflict. Preston Cochrane - 1/2/2008 11:43:52 AM Thursday, December 20, 2007Students may get a financial primerUtah students may be getting a little extra help in the classroom on how to handle their finances, if one lawmaker has her way. Preston Cochrane - 12/20/2007 8:50:53 AM Wednesday, December 19, 200712 Ways to Make Your Kids Financially SavvyIf children are to grow up to be successful savers and investors, they need to learn two key skills: How to delay gratification and how to take risks prudently. Preston Cochrane - 12/19/2007 10:39:18 AM |
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